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MasterCard credit cards

Objective
MasterCard is a credit card designed for cashless commercial payments and ATM-aided cash withdrawals in Bulgaria and abroad.

Annual interest rate
1,5 % annual rate on a card account;

Supplementary services

Provisioning of overdraft on card accounts.

You may obtain gratuitously international MasterCard, product of MasterCard International, and the following exclusive advantages:

• Convenience – you may use MasterCard worldwide, 24 hours a day.
• Security – you avoid the risks associated with cash money.
• Option for different ways of payment – you may not only make cash withdrawals but also pay at merchant locations worldwide.
• High class services – with MasterCard you may make hotel reservations, take a car under rent, reserve and pay an airline ticket, purchase on Internet, order goods and services by phone etc.
• MasterCard is the most popular card worldwide.
• Funds saving – the lowest minimum blocked amount for Bulgaria.
• Short period for card issuance – up to five business days.
• Favorable terms – gratuitous issuance and renewal of the card.
  
  Issue terms for MasterCard credit card of INTERNATIONAL ASSET BANK AD:
• Gratuitous issue and renewal – up to 4 business days for Sofia and up to 6 business days for the country;
• Low minimum blocked amount;
• Favorable annual charge;
• Two-year validity term;
• Security and convenience in using the card in Bulgaria and abroad;
• Payroll payment on the card account;
• Overdraft;
• References on account balance and transactions through e-banking;

With INTERNATIONAL ASSET BANK’s MasterCard you may:

• Pay goods and services in more than 32 million merchant locations marked with MasterCard ® logos;
• Purchase online, reserve hotel rooms, buy airline tickets, take cars under rent;
• Make cash withdrawals at more than 900 000 A.T.M-s in over 120 countries, in the local currency;
• Make cash withdrawals at POS terminals at bank’s counters;
• Check the available balance of your card account at an ATM in Bulgaria;
• Change your PIN (card’s personal identification number) at an ATM in Bulgaria;
  
  For further information you may contact our branches and offices in the country!
  Tariff for MasterCard credit cards
  
  What should you know about MasterCard?
• You must file an application and you shall conclude a contract on banking card issuance;
• You will be given a personal credit card issued in your name and accompanied by PIN info;
• You must remember and keep a secret your PIN. Don’t write it down!
• Sign the card where requested;
• You are not allowed to provide the card to a third party;
• It is recommended to review strictly your monthly operating record;
• Upon payment at merchant locations keep an eye on your card and check whether the withdrawn amount corresponds to your payment.
  
  Contact telephones of INTERNATIONAL ASSET BANK and BORICA AD
  to block a lost or stolen card.
  
  Where you CARD is lost or stolen you must immediately contact the BANK and/or BORICA on the following phones:
  
  +359 2 920 43 03 in the BANK: 8.30 a.m to 5.00 p.m during business days in Bulgaria
  +359 2 870 51 49 in BORICA: 24-hour service
  
  To block the card you must communicate its number.

Attachment:

• Excerpt of the tariff for MasterCard credit cards
• Excerpt of the tariff for MasterCard credit cards - limits