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International Asset Bank AD with an improved perspective on its rating

International Asset Bank AD with an improved perspective on its rating

"BCRA - Credit Rating Agency" (BCRA) keeps the ratings of International Asset Bank AD and improves their perspective as follows:

  • Long-term financial strength rating: B+, perspective: from "stable" to "positive";
  • Long-term rating on the national scale BB (BG), perspective: from "stable" to "positive".


This positive assessment is due to the continued stable development of the financial institution in 2018. Some of the highlights of its activity for the period are:

  • an increase of the operating financial result by 24.1%, while the net profit reached BGN 10 369 thousands;
  • the net interest income increased by 15.9% and the non-interest income by 8.6%;
  • the growth of gross loans of International Asset Bank AD exceeds the average for the banking system;
  • permanent increase of the resources base formed by different types of customers – the growth vs. last year is 5.5%;
  • an increase in assets, which are already exceeding BGN 1 438 893 thousands;
  • improving efficiency – the return on equity reached 9.53%;
  • assigning the entire net profit to the Reserve Fund for a consecutive year;
  • increased customer base in all segments.


"BCRA – Credit Rating Agency" AD is the third full rating agency in the EU, registered under Regulation (EU) №1060/2009 of the European Parliament and the Council.The credit ratings issued by BCRA are valid throughout the EU and are fully equal to those of other recognized by the European Securities and Market Authority without territorial or other restrictions.


International Asset Bank AD is one of the most well-established Bulgarian financial institutions with nearly 30 yearsof successful experience on the local market. The Bank has a branch network of nearly 100 points of sale and offers a wide range of innovative financial services to all customer segments, combining individual approach and flexible conditions with reliable and advanced technological platforms. More information about International Asset Bank AD and its products, services and integrated financial solutions can be found on the website: