International Asset Bank AD uses cookies to make browsing of its internet page more functional and efficient. Learn more about it here.

Agree
Asset Term deposit

Asset Term deposit

Ask

The Asset Term deposit is a product for individual clients, offering a good profitability combined with a variety of currencies and terms.

  • Choice of four different currencies and six terms;
  • Unlimited depositing of additional funds at any time;
  • Withdrawal of funds at maturity up to the minimum deposit amount;
  • Depositing, withdrawal and account servicing at maturity are free of charge;
  • Fixed interest rates for the entire deposit term in BGN, EUR, USD;
  • Possibility to capitalize the interest rate/withdraw the matured interest without causing contract cancellation;
  • Automatic renewal of the deposit without the need to visit the Bank on maturity date;
  • Free issuance of debit card, protected by chip and an option to use additional services - MasterCard SecureCode, SMS notification, Asset electronic utility bills;
  • Possibility of issuing Asset revolving credit card - MasterCard Standard/Gold with the funds from the deposit serving as collateral, at exceptionally favourable interest rate terms – respectively 7% for MasterCard Standard / 6% for MasterCard Gold for both purchases and cash withdrawals;
  • Free activation of the online banking service - Asset Online.
  • Currency: BGN, EUR, USD; GBP;
  • Minimum opening balance: BGN 100 / EUR 500 / USD 500 / GBP 500; 
  • Term: 1, 3, 6, 12, 24, 36 months.

Annual interest rate:

up to 49 999 currency units BGN EUR    USD GBP
1 month    0.05% 0.03% 0.05% 0.01%
3 months 0.10% 0.07% 0.15% 0.05%
6 months 0.20% 0.15% 0.25% 0.10%
12 months 0.40% 0.35% 0.50% 0.15%
24 months 0.50% 0.45% 0.75% 0.20%
36 months 0.60% 0.55% 1.00% 0.25%

 

from 50 000
to 100 000 currency units

BGN EUR    USD GBP
1 month  0.06% 0.04% 0.10% 0.02%
3 months 0.11% 0.08% 0.25% 0.07%
6 months 0.22% 0.16% 0.35% 0.12%
12 months 0.45% 0.37% 0.60% 0.17%
24 months 0.55% 0.50% 0.85% 0.25%
36 months 0.65% 0.60% 1.10% 0.30%

 

Terms and Conditions for Interest Rates, Fees and Commissions Applied to Physical Entities` Transactions.

 

The funds deposited on accounts with International Asset Bank AD are guaranteed in accordance with the Bank Deposit Guarantee Act.

X
You may be interested in: