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MasterCard Gold Asset revolving credit card

MasterCard Gold Asset revolving credit card

MasterCard Gold Asset revolving credit card, protected by the latest generation DDA chip, is a symbol of success and prestige, a convenient and secure way to have your funds available at any time both locally and abroad. MasterCard Gold provides you with access to more than 22 million merchant locations, ATMs, online shopping and most importantly – to VIP service worldwide.


As a holder of a gold credit card you enjoy real financial independence, by taking advantage of numerous offers designed especially for you by MasterCard and their partners worldwide.

  • Preferential credit limits and payment and withdrawal limits;
  • Special attitude and extra benefits worldwide;
  • Free issuance and renewal upon expiry of the validity term;
  • Option for depositing and use of own resources on the card;
  • Reasonable annual card service charge;
  • Interest-free grace period – up to 45 days for „payment for goods and services” transactions;
  • Booking and payment for hotel accommodation, car rental, booking of flight tickets, Internet shopping and other payment for goods and services without physical presence of the card (free of charge);
  • Payment for goods and services at POS terminals in merchant locations both locally and abroad (free of charge);
  • Convenient cash withdrawals from ATMs and POS terminals both locally and abroad;
  • Option to pay liabilities to various merchants, incl. taxes, charges, and fines via ePay.bg and Bpay;
  • Free use of the Issuer Online service, enabling each transfer received on the card account to be accessible in real time;
  • Option for depositing and use of own resources on the card;
  • Checking the available balance on your card at ATMs both locally and abroad, as well as in Asset Online;
  • Detailed monthly statement from the Bank offices upon request and via Asset Online;
  • Option for SMS notification of the minimum monthly repayment instalment due;
  • Receipt of transfers to the card account from other banks both locally and abroad;
  • Reliable security provided by the latest DDA chip technology;
  • Additional protection by free registration for the SMS notification of transactions and balance service;
  • Use of the MasterCard SecureCode free service for additional security while shopping online.
  • Currency: BGN, EUR;
  • Issuance period: 5 business days;
  • Express issuance period: 3 business days;
  • Validity term: 5 years;
  • Credit limit validity term: 2+3 years;
  • Credit limit value: from BGN 10 000 /EUR 5 000 to BGN 20 000 /EUR 10 000;
  • Annual interest rate for purchases:15% in BGN/EUR;
  • Annual interest rate for cash withdrawals: 15% in BGN/EUR;
  • Grace period – up to 45 days for „payment for goods and services” transactions;
  • Minimum monthly payment: 5% of the outstanding balance formed on the card, increased by the interest charged for the base month, as well as any interest and principal past-due (if any), but not less than 30 currency units;
  • Repayment deadline: by the 15th of each month.
  • Memorize your PIN code and shred the slip, on which it was written;
  • Do not keep a record of the PIN code on your card, in your mobile phone or anywhere else you keep the card;
  • Never disclose your PIN code to third persons;
  • When changing your PIN code avoid standard combinations of numerals;
  • When using your card at an ATM, please check carefully for any unusual devices, mounted on or near the ATM. Prefer ATMs, located at bank offices or at locations under permanent security and/or video surveillance;
  • When changing/entering the PIN code at ATMs, please cover with your other hand the combination that you are entering;
  • If your card is retained by the ATM please immediately contact the Bank or BORICA-BANKSERVICE AD;
  • When paying at merchant locations never lose sight of your card, require the payment to be performed before you and make sure that the amount entered is the correct one;
  • Shop only at secure Internet websites. Make sure that the website where you are about to enter data from your card, keeps a secure protocol and certificate. Carefully review the terms of the website, before entering the details of your card into it. Never enter your PIN code when paying in web portals;
  • When paying by card in online mode, always pay attention to the security of your computer/tablet/telephone, by using the current versions of firewalls, antivirus and antispy software and always install their latest versions;
  • Register your card for the SMS notification service.

 

Contact telephones of International Asset Bank AD and BORICA-BANKSERVICE AD for reporting a card lost or stolen.


In case of loss or theft of the card please report it without delay to the Bank and/or to BORICA-BANKSERVICE AD at the following telephones:


Bank: at +359 2 920 43 03 – 24-hour service, to block the card you must communicate your full name and Personal Identification Number.
BORICA-BANKSERVICE AD: +359 2 870 51 49 – 24-hour service, to block the card you must communicate its number.

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